Extra value without the extra cost
When you work with Intrepid Direct, you get more than a policy. You get an entire experience designed to save you time, money, and headache. Our direct model removes the middleman, making quoting faster, binding easier, claims smoother, and payments better so you can focus on what you do best—not your insurance policy.
12 Months, 12 Payments
Say “see ya” to hefty down payments, financing fees and agreements. We spread your premium across the full duration of your policy term not only on package, but EPL, Cyber and Umbrella, too.
Monthly Reporting
No one wants a big audit at the end of the year on work comp. You also want protection for your ever changing fleet, but not too much paperwork. Our reporting benefits you and protects you.
Work with Experts
We’re no stranger to the world of delivery. In fact, that’s our main specialty. We insure thousands of franchise locations that navigate the challenges of delivery everyday.
Keep it Simple
Never question who to call – it’s always us. Our direct-to-consumer model means we’re the agent, the underwriter, the claims team…the whole shebang. We’re your single point of contact, no matter what.
Bundle Coverage
Simplify paperwork and processes while keeping mid-claim finger-pointing to a minimum. Bundling coverage with one provider means there’s only ever one priority: you.
Manage Claims Confidently
Our in-house team of lawyers, litigation specialists, and management professionals focus on generating favorable outcomes so you can spend time behind the counter instead of in the courtroom.
By the numbers
Intrepid Direct insures over 7,000 of the nation’s top franchise locations. We are the only direct insurance provider in the U.S. specializing in property and casualty insurance for franchise businesses.
A+
(Superior)-rated by A.M. Best
97.8%
of our clients renew year-over-year
#372
on Fortune 500’s list (W.R. Berkley)
+50%
of new business comes by way of referral
How we’re different from your current agent

Our expertise sets us apart.
Our team is dedicated and involved with the select industries we serve. We are immersed within our specialties.

As a direct provider,
Intrepid Direct has the ability to make decisions quickly and the flexibility to listen to your personalized needs. Underwriting and claim decisions are made by our team, no excuses.

Intrepid Direct gives control
to insurance buyers by allowing online quoting in as little as 10 minutes. You are in control, no long applications, or last-minute quotes.

Intrepid Direct embraces technology.
This puts you in control and saves you time. We have great people behind this technology ready to serve you.