2022 McDonald’s Property & Casualty Insurance Program

Franchise-focused insurance solutions, served fresh all day.

Expect better. That's our policy.

Extra value without the extra cost

When you work with Intrepid Direct, you get more than a policy. You get an entire experience designed to save you time, money, and headache. Our direct model removes the middleman, making quoting faster, binding easier, claims smoother, and payments better so you can focus on what you do best—not your insurance policy.

12 Equal Payments

12 Months, 12 Payments

Say “see ya” to hefty down payments, financing fees and agreements. We spread your premium across the full duration of your policy term not only on package, but EPL, Cyber and Umbrella, too.

Cash or Credit Card

Cash or Credit Card – You Choose

Whether it’s ACH or credit card, you can pay premiums and deductibles your preferred way. We’ll even cover the fees. Plus, you can split payments of any size across one, two, or many payment methods.

Work with Experts

Work with Experts

Intrepid Direct may be new to the program, but our team isn’t. April Willmott-Treder has 21+ years’ experience working with McDonald’s franchisees. And, we insure over 7,000 franchise restaurant locations across the country.

Keep it Simple

Keep it Simple

Never question who to call – it’s always us. Our direct-to-consumer model means we’re the agent, the underwriter, the claims team…the whole shebang. We’re your single point of contact, no matter what.

Bundle Coverage

Bundle Coverage

Simplify paperwork and processes while keeping mid-claim finger-pointing to a minimum. Bundling coverage with one provider means there’s only ever one priority: you.

Manage Claims Confidently

Manage Claims Confidently

Our in-house team of lawyers, litigation specialists, and management professionals focus on generating favorable outcomes so you can spend time behind the counter instead of in the courtroom.

Food for thought

Intrepid Direct insures over 7,000 of the nation’s top franchise restaurant brand locations. We are the only direct insurance provider in the U.S. specializing in property and casualty insurance for franchise businesses.


(Superior)-rated by A.M. Best


of our clients renew year-over-year


on Fortune 500’s list (W.R. Berkley)


of new business comes by way of referral

April Willmott-Treder

McDonald’s Program Manager

Versatile and reputable insurance professional, with over 25 years of success building and sustaining business around a complex national restaurant insurance program. Recognized as a trustworthy and forward-thinking professional, able to navigate risk and complexity to ensure the success of the program for involved stakeholders at all levels. Able to make analytical decisions around the optimization of value and growth, while exercising leadership qualities as a communicator and consensus-builder

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Don’t take our word for it

How we’re different from your current agent

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Our expertise sets us apart.
Our team is dedicated and involved with the select industries we serve. We are immersed within our specialties.

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As a direct provider,
Intrepid Direct has the ability to make decisions quickly and the flexibility to listen to your personalized needs. Underwriting and claim decisions are made by our team, no excuses.

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Intrepid Direct gives control
to insurance buyers by allowing online quoting in as little as 10 minutes. You are in control, no long applications, or last-minute quotes.

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Intrepid Direct embraces technology.
This puts you in control and saves you time. We have great people behind this technology ready to serve you.

Watch a brief message from Bill Strout about what makes Intrepid great.