Expect 
Better.
That's Our Policy.
Innovating Business Insurance
Intrepid Direct is redefining business insurance with a direct-to-insured model. Our modern experience infuses insurance with a personal connection, empowering your business with direct savings and innovative solutions.
Take control of your insurance with Intrepid Direct — your broker can't access us, but you can.
Our Track Record
Numbers That Speak for Themselves
A proven direct model combining real savings and real service to franchise owners across the country.
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15K
BUSINESSES LOCATIONS INSURED NATIONWIDE
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A+ Rated
WE WRITE ON BEHALF OF AN A+ RATED CARRIER1
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4.9/5
TRUSTPILOT CUSTOMER RATING
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Up to 20%
SAVINGS BY CUTTING OUT THE MIDDLEMAN
Expect Better. That’s Our Policy.
Why Intrepid Direct Insurance
With Intrepid Direct, your insurance experience is personalized, innovative, and comprehensive. From policy setup to claims management, you will have a dedicated team of in-house, autonomous decision makers who are focused on your industry. This expertise allows us to truly understand your unique needs, ensuring reliable, swift solutions and a seamless experience.
The Intrepid Direct Claims Advantage
In-House Claims, Committed to Your Business
Our claims team is here for you before, during, and after the claim process. We act as a true partner to our customers and offer claim solutions tailored to your business’s unique needs.
Insurance Happenings and Insights
Why Your Auto Repair Shop’s Worst Day Shouldn’t Be Its Last: The Importance of Business Income Insurance
Imagine walking up to your shop on a Tuesday morning only to find a fire engine blocking the entrance. Smoke is pouring out of the service bays, the roof is charred, and your heavy equipment is completely ruined.
Commercial Auto Insurance Options for Franchise Pizza Delivery Operators in 2026
Many delivery-focused franchise restaurant operators have experienced great success over the last 20 years. But today, franchise owners are facing mounting pressure on profitability, driven by rising costs and a more price-sensitive customer.
Understanding Social Inflation and Its Impact on Insurance Rates
As a business owner or franchisee, you understand the importance of protecting your assets through comprehensive insurance coverage. However, with rising insurance rates, it's essential to understand the underlying factors contributing to the increased cost of premiums.
What Is Direct Insurance?
Direct insurance is the modern approach to commercial insurance. This model means business owners work directly with the insurance provider, versus a traditional agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.
“Open and Obvious” Defense Law in Michigan Slips and Falls Into Line with Most Other States
Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.