Expect 
Better.
That's Our Policy.
Innovating Business Insurance
Intrepid Direct is redefining business insurance with a direct-to-insured model. Our modern experience infuses insurance with a personal connection, empowering your business with direct savings and innovative solutions.
Take control of your insurance with Intrepid Direct — your broker can't access us, but you can.
15,000+ Business Locations Insured Nationwide
Intrepid Direct provides insurance for over 15,000 locations in our 3 specialties — Restaurants, Automotive Services, and Gyms & Fitness Studios. We are a leading direct insurance provider in the U.S. specializing in property and casualty insurance solutions.
Expect Better. That’s Our Policy.
Why Intrepid Direct Insurance
With Intrepid Direct, your insurance experience is personalized, innovative, and comprehensive. From policy setup to claims management, you will have a dedicated team of in-house, autonomous decision makers who are focused on your industry. This expertise allows us to truly understand your unique needs, ensuring reliable, swift solutions and a seamless experience.
The Intrepid Direct Claims Advantage
In-House Claims, Committed to Your Business
Our claims team is here for you before, during, and after the claim process. We act as a true partner to our customers and offer claim solutions tailored to your business’s unique needs.
Insurance Happenings and Insights
Understanding Social Inflation and Its Impact on Insurance Rates
As a business owner or franchisee, you understand the importance of protecting your assets through comprehensive insurance coverage. However, with rising insurance rates, it's essential to understand the underlying factors contributing to the increased cost of premiums.
What Is Direct Insurance?
Direct insurance is the modern approach to commercial insurance. This model means business owners work directly with the insurance provider, versus a traditional agent or a broker. The result? A streamlined experience with faster quotes, easier applications, a smoother claims process, and lower prices.
“Open and Obvious” Defense Law in Michigan Slips and Falls Into Line with Most Other States
Many people mistakenly believe that when someone slips or trips and falls, the property owner must compensate the claimant for any injuries simply because the accident occurred on the business’s property¹. However, injured parties actually must prove several legal elements in court before they are entitled to recovery for their damages.
Theft & How To Protect Your Business From It
No business owner wants to think they may be a target of theft or burglary, but unfortunately, these events can and do happen. That’s why it is essential for businesses to have an adequate commercial insurance policy that will cover them if something like this occurs. But what exactly should you look for when it comes to your commercial insurance policy?
OSHA Guidelines in the Automotive Repair Industry
Automotive repair shops serve as essential services for vehicle owners as they help maintain their vehicles in optimal mechanical and safety condition. However, working in such environments poses significant risks to not only workers but customers as well.
